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Travel insurance policy to cover theft ,  loss and medical expenses is very good idea.  a huge variety of policies is available so check the small print.

Some policies  specifically exclude ‘dangerous activities’ which can include scuba diving, motorcycling and even  trekking. Some policies don't recognise locally obtained motorcycle licenses.

Some policies will pay your medical expenses directly, While others will reimburse you later.  for more on health insurance 

Note that some insurance policies may not cover you if you travel to regions of the country where your government warns against travel. Similarly if you decide to cancel your trip on the advice of an official warning against travel your insurer may not cover you